Housing & Real Estate — Chattanooga, Tennessee
Overview
| Total Housing Units | 87,138 |
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| Occupied | 77,916 |
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| Vacant | 9,222 |
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| Owner-Occupied | 41,403 |
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| Renter-Occupied | 36,513 |
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| Median Home Value (Census) | $283,200 |
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| Estimated 2026 | ~$349,000 |
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| Median Rent | $1,155/mo |
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| Median Property Tax | $2,265/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 21.5% |
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| Severely Rent-Burdened | 38.6% |
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Housing Age
| Built 2010 or later | 12,310 |
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| Built 2000-2009 | 11,807 |
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| Built 1990-1999 | 7,188 |
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| Built before 1960 | 25,698 |
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| Median Year Built | 1974 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
