Scotts Hill: Housing & Real Estate
$113,500 is the median home value in Scotts Hill (estimated market value runs 13% higher at $128,061), with median rent $629 (1.2× below Henderson County median $745; 1.9× below Tennessee median $1,189). Homeownership rate: 60.3%. That's 1.5× below the Henderson County median ($164,800); 2.5× below the Tennessee median ($286,700). Market is cool. Vacancy rate 11.0%. New construction makes up 2.4% of stock. A municipal building code is in effect.
- 3.0× annual income — home value vs. household income (vs Tennessee 4.1×).
- 15.0 years to break even renting at the median (vs Tennessee 19y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 31% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $113,500 — 0.4× the Tennessee median ($277,100). Median rent $629/month. homeownership rate 60.3% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.0× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 19.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 51.5% |
| Affordability · Poverty Rate | 50.7% |
| Affordability · Property Tax Pct Income | 1.7% |
| Fair Market Rent · Studio rent | $724 (vs Tennessee $1,131) |
| Fair Market Rent · One-bedroom rent | $736 (vs Tennessee $1,154) |
| Fair Market Rent · Two-bedroom rent | $925 (vs Tennessee $1,349) |
| Fair Market Rent · Three-bedroom rent | $1,286 (vs Tennessee $1,734) |
| Fair Market Rent · Four-bedroom rent | $1,289 (vs Tennessee $1,959) |
| Fair Market Rent · HUD FMR area | Decatur County, TN |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $128,061 |
| Median Home Value | $113,500 (vs Tennessee $277,100) |
| Median Rent | $629 (vs Tennessee $1,191) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | cool |
|---|---|
| Housing Market · Vacancy rate | 11.0% |
| Housing Market · New construction (% of stock) | 2.4% |
| Housing Market · Price Appreciation 2Yr | -0.6% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Tennessee median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 73.7% (vs Tennessee 90.0%) |
| Broadband · Broadband-capable premises | 551 |
| Electricity · Electricity rate (¢/kWh) | 12.42¢/kWh |
| Electricity · Customers | 3166103 |
| Electricity · Revenue Millions | $5,445 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Tennessee median) |
| Mobile Broadband · 5G mobile coverage | 0.978947368 (vs Tennessee 99.8%) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 60.3% (vs Tennessee 52.4%) |
|---|---|
| Median Year Built | 1987 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12