White Pine: Housing & Real Estate
White Pine's median home value is $203,900 (estimated market value runs 9% higher at $221,884), with median rent $797 (1.1× below Jefferson County median $904; 1.5× below Tennessee median $1,189). Homeownership rate: 65.7%. That's 1.1× below the Jefferson County median ($229,300); 1.4× below the Tennessee median ($286,700). Market is warm. Vacancy rate 15.1%. New construction makes up 23.7% of stock. A municipal building code is in effect.
- 3.7× annual income — home value vs. household income (vs Tennessee 4.1×).
- 21.3 years to break even renting at the median (vs Tennessee 19y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 29% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $203,900 — 0.7× the Tennessee median ($277,100). Median rent $797/month. homeownership rate 65.7% — near the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.7× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 16.2% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 25.8% |
| Affordability · Poverty Rate | 11.6% |
| Affordability · Property Tax Pct Income | 1.8% |
| Fair Market Rent · Studio rent | $881 (vs Tennessee $1,131) |
| Fair Market Rent · One-bedroom rent | $887 (vs Tennessee $1,154) |
| Fair Market Rent · Two-bedroom rent | $1,135 (vs Tennessee $1,349) |
| Fair Market Rent · Three-bedroom rent | $1,444 (vs Tennessee $1,734) |
| Fair Market Rent · Four-bedroom rent | $1,827 (vs Tennessee $1,959) |
| Fair Market Rent · HUD FMR area | Morristown, TN HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $221,884 |
| Median Home Value | $203,900 (vs Tennessee $277,100) |
| Median Rent | $797 (vs Tennessee $1,191) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 15.1% |
| Housing Market · New construction (% of stock) | 23.7% |
| Housing Market · Price Appreciation 2Yr | 3.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Facilities (5)
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Tennessee median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% (vs Tennessee 90.0%) |
| Broadband · Broadband-capable premises | 1,321 |
| Electricity · Electricity rate (¢/kWh) | 12.42¢/kWh |
| Electricity · Customers | 3166103 |
| Electricity · Revenue Millions | $5,445 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Tennessee median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Tennessee median) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · Dc Fast Ports | 4 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 65.7% (vs Tennessee 52.4%) |
|---|---|
| Median Year Built | 1986 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12