Harriman: Economy & Jobs
Harriman reports a median household income of $44,653 (1.6× below Roane County median $71,885; 1.6× below Tennessee median $69,595), with homes at a median value of $153,200. The surrounding county supports 3,618 jobs (avg $44,908).
- $54,962 avg taxable income per return — higher than the median household income (vs Tennessee $77,241).
Income & Affordability
Median household income $44,653 — below the Tennessee median ($67,259). Poverty rate 21.2% (U.S. average ~12.5%). 43% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 3.4× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 19.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 42.6% |
| Affordability · Poverty Rate | 21.2% |
| Affordability · Property Tax Pct Income | 1.8% |
| Irs Income · IRS tax returns filed | $8,520 |
| Irs Income · Total Adjusted Gross Income (thousands) | $468,275 |
| Irs Income · Average AGI per return | $54,962 (vs Tennessee $77,241) |
| Irs Income · Year | 2022 |
| Income Estimate | $48,068 |
| Median Household Income | $44,653 (vs Tennessee $67,259) |
| Poverty Rate | 21.2% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $44,653 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.0% — below the U.S. average of ~4%. 4% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 28.70 |
|---|---|
| Commuter Profile · Work From Home Pct | 4.4% |
| Commuter Profile · Profile | moderate commute |
| Employment · Avg annual employment (county) | 3,618 |
| Employment · Total annual wages (county) | $162,476,181 |
| Employment · Average annual pay | $44,908 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 3,219,060 |
| Unemployment Rate | 2.0% (vs Tennessee 3.2%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 406 |
|---|---|
| Agriculture · Land In Farms Acres | 58,329 |
| Agriculture · Avg Farm Size Acres | 143.70 |
| Agriculture · Top Commodities | Animal Totals, Poultry Totals, Cattle, Crop Totals, Grain |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 161 |
| Business Patterns · Total Employees | 1,329 |
| Business Patterns · Annual Payroll Thousands | 55,595 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 4 |
|---|---|
| Local Businesses · Gas Stations | 11 |
| Local Businesses · General Merchandise | 6 |
| Local Businesses · Insurance Agencies | 5 |
| Local Businesses · Law Offices | 3 |
| Local Businesses · Physician Offices | 3 |
| Local Businesses · Home Health | 3 |
| Local Businesses · Full Service Restaurants | 3 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 3 |
|---|---|
| Dining Scene · Fast Food | 6 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (2)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | Treasure Mee Hunt And Mee Grocery 0 |
|---|---|
| Nearest Snap · Total In Area | 24 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | MORGAN COUNTY CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $135,577,161 |
|---|---|
| Federal Spending · Per Capita | 6,445.31 (vs Tennessee $7,140) |
| Federal Spending · Population | 21,035 people (vs Tennessee 63,091) |
Sources: USAspending API
Other
| Pct Drove Alone | 85.3% |
|---|---|
| Pct Public Transit | 3.6% |
| Pct Walked | 4.4% |
| Retirement Score · Median age | 39.9 years (vs Tennessee 35.0y) |
| Retirement Score · Ss Household Pct | 36.4% |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | strong SS base, VA nearby |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12