Housing & Real Estate — Spencer, Tennessee
Overview
| Total Housing Units | 759 |
|---|
| Occupied | 635 |
|---|
| Vacant | 124 |
|---|
| Owner-Occupied | 454 |
|---|
| Renter-Occupied | 181 |
|---|
| Median Home Value (Census) | $150,800 |
|---|
| Estimated 2026 | ~$163,000 |
|---|
| Median Rent | $643/mo |
|---|
| Median Property Tax | $608/yr |
|---|
Affordability
| Home Price to Income Ratio | N/Ax |
|---|
| Home Affordability | moderate |
|---|
| Rent as % of Income | 16.5% |
|---|
| Severely Rent-Burdened | 13.6% |
|---|
Housing Age
| Built 2010 or later | 49 |
|---|
| Built 2000-2009 | 12 |
|---|
| Built 1990-1999 | 108 |
|---|
| Built before 1960 | 104 |
|---|
| Median Year Built | 1977 |
|---|
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
