Ridgetop: Economy & Jobs
Earnings in Ridgetop center on a median $85,063 (about the same as Robertson County median $83,047; 1.2× higher than Tennessee median $69,595), with homes at a median value of $351,100. The surrounding county supports 555,405 jobs (avg $83,096).
- $108,262 avg taxable income per return — higher than the median household income (vs Tennessee $77,241).
Income & Affordability
Median household income $85,063 — above the Tennessee median ($67,259). Poverty rate 3.5% (U.S. average ~12.5%). 50% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 4.1× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 16.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 50.5% |
| Affordability · Poverty Rate | 3.5% |
| Affordability · Property Tax Pct Income | 2.1% |
| Irs Income · IRS tax returns filed | $360,910 |
| Irs Income · Total Adjusted Gross Income (thousands) | $39,072,961 |
| Irs Income · Average AGI per return | $108,262 (vs Tennessee $77,241) |
| Irs Income · Year | 2022 |
| Income Estimate | $78,494 |
| Median Household Income | $85,063 (vs Tennessee $67,259) |
| Poverty Rate | 3.5% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | mixed |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | upper-middle |
| Economic Character · Median Income | $85,063 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.2% — near the U.S. average of ~4%. 22% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 21.8% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 555,405 |
| Employment · Total annual wages (county) | $46,152,109,230 |
| Employment · Average annual pay | $83,096 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 3,219,060 |
| Unemployment Rate | 4.2% (vs Tennessee 3.2%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 22 |
|---|---|
| Agriculture · Land In Farms Acres | 123 |
| Agriculture · Avg Farm Size Acres | 5.60 |
| Agriculture · Top Commodities | Sod, Crop Totals, Horticulture Totals, Vegetable Totals, Nursery Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 21,694 |
| Business Patterns · Total Employees | 487,904 |
| Business Patterns · Annual Payroll Thousands | 34,178,034 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 144 |
|---|---|
| Local Businesses · Convenience Stores | 65 |
| Local Businesses · Liquor Stores | 82 |
| Local Businesses · Gas Stations | 243 |
| Local Businesses · Department Stores | 5 |
| Local Businesses · General Merchandise | 96 |
| Local Businesses · Clothing Stores | 99 |
| Local Businesses · Pet Stores | 25 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 797 |
|---|---|
| Dining Scene · Fast Food | 821 |
| Dining Scene · Bars | 116 |
| Dining Scene · Coffee Snacks | 218 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (1)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (1)
| Nearest Snap · Name | HOLT'S CEE BEE |
|---|---|
| Nearest Snap · Total In Area | 1 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | JACKSON AREA CHAMBER OF COMMERCE FOUNDATION INC |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $38,179,044,091 |
|---|---|
| Federal Spending · Per Capita | 53,331.33 (vs Tennessee $7,140) |
| Federal Spending · Population | 715,884 people (vs Tennessee 63,091) |
Sources: USAspending API
Other
| Pct Drove Alone | 70.3% |
|---|---|
| Pct Public Transit | 0.8% |
| Pct Walked | 21.8% |
| Retirement Score · Median age | 45.1 years (vs Tennessee 35.0y) |
| Retirement Score · Ss Household Pct | 31.7% |
| Retirement Score · Hospitals Nearby | 10 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12