Ridgetop: Housing & Real Estate
The median Ridgetop home is valued at $351,100 (estimated market value runs 12% higher at $392,323), with median rent $1,154 (about the same as Robertson County median $1,199; about the same as Tennessee median $1,189). Homeownership rate: 86.3%. That's about the same as the Robertson County median ($335,000); 1.2× higher than the Tennessee median ($286,700). Market is warm. Vacancy rate 5.9%. New construction makes up 13.2% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 4.1× annual income — home value vs. household income (vs Tennessee 4.1×).
- 25.4 years to break even renting at the median (vs Tennessee 19y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 33% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $351,100 — 1.3× the Tennessee median ($277,100). Median rent $1,154/month. homeownership rate 86.3% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 4.1× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 16.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 50.5% |
| Affordability · Poverty Rate | 3.5% |
| Affordability · Property Tax Pct Income | 2.1% |
| Fair Market Rent · Studio rent | $1,507 (vs Tennessee $1,131) |
| Fair Market Rent · One-bedroom rent | $1,578 (vs Tennessee $1,154) |
| Fair Market Rent · Two-bedroom rent | $1,730 (vs Tennessee $1,349) |
| Fair Market Rent · Three-bedroom rent | $2,211 (vs Tennessee $1,734) |
| Fair Market Rent · Four-bedroom rent | $2,696 (vs Tennessee $1,959) |
| Fair Market Rent · HUD FMR area | Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $392,323 |
| Median Home Value | $351,100 (vs Tennessee $277,100) |
| Median Rent | $1,154 (vs Tennessee $1,191) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 5.9% |
| Housing Market · New construction (% of stock) | 13.2% |
| Housing Market · Price Appreciation 2Yr | 16.5% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Tennessee median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Tennessee median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 98.2% (vs Tennessee 90.0%) |
| Broadband · Broadband-capable premises | 948 |
| Electricity · Electricity rate (¢/kWh) | 12.42¢/kWh |
| Electricity · Customers | 3166103 |
| Electricity · Revenue Millions | $5,445 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Tennessee median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Tennessee median) |
| Mobile Home Parks Detail · County total | 17 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 86.3% (vs Tennessee 52.4%) |
|---|---|
| Median Year Built | 1983 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12